Prior studies have primarily concerned about pinpointing elements which affect the fresh new behavior out-of individuals and loan providers
Prior studies have primarily concerned about pinpointing elements which affect the fresh new behavior out-of individuals and loan providers On the debtor front, hard suggestions factors eg gender (Barasinska 2009), decades, battle, psychological features (Sydnor and you can Pope 2009; Pope and you will Sydnor 2011), loan proportions, borrower economic things (Collier and you will Hampshire 2010), fico scores, bank card explore, and you will debtor facts (Lin mais aussi al. 2009; Lin 2009; Serrano-Cinca et al. 2015) influence whether the people commonly standard on the that loan. Plenty of silky suggestions circumstances including social networking sites (Lin mais aussi al. 2009; Lin 2009), association having credible organizations (Lopez 2009; Lopez ainsi que al. 2009) and you will social resource (Greiner and you may Wang 2009; Lin 2012; Zhang mais…
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