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Bottom line: What we select whenever researching an educatonal loan refinancing organization Just how Earnest education loan refinancing functions Serious are a student-based loan refinancing lender which is an affiliate marketer out of Navient. If you re-finance their loans with Earnest, they will be responsible for dictating the mortgage terms and conditions, monthly obligations, an such like. and you might manage Serious as your servicer to repay the figuratively speaking. Submit a primary function for the Earnest's web site and address individual pointers inquiries regarding their education records, finances while the complete amount borrowed that you want to help you re-finance to begin with the application processes. Earnest tend to refinance each other individual figuratively speaking and you may government college loans. Just be a beneficial U.S. citizen otherwise possess…