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Discover § (e)(1)(i) and you can (ii) and you may associated statements Part (e)(1)(i) and (ii) offer a safe harbor otherwise expectation out-of conformity, correspondingly, for the cost ability standards out of § (c) having financial institutions and you may assignees regarding safeguarded transactions one to match the criteria of a professional home loan less than § (e)(2), (4), (5), (6), (7), or (f) 1. Standard. Section (c) needs a creditor and make a fair and good-faith commitment at otherwise prior to consummation that a customer can pay-off a secured purchase. (i) Safe harbor for fund which are not higher-priced shielded purchases as well as knowledgeable loans. A collector or assignee regarding an experienced financial complies on payment ability standards of paragraph (c) with the part in the event the: (A) The loan…

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