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Home prices is dropping. One to doesnt mean consumers are able to afford her or him By Simon Montlake Personnel creator A reddish-hot U.S. property market is fundamentally cooling once the Fed raises rates so you can curb rising prices. Really towns is actually enjoying a lot fewer conversion process and you will flat or dropping domestic prices. Getting middle-category People in america seeking to pick the first domestic, dips in expense render nothing comfort. Mortgage costs try way up, offsetting any discounts. High costs and filter systems someone attempting to sell that the home of pick some other. Concerns about a lack of affordable casing had been larger even before financial rates spiked. Why so hard to solve? The problems relate with field forces but also to selection from…